MLIBF DipFA CeMAP
Independent Financial Adviser
Staffordshire
I provide tailored financial advice to both personal and business clients, which is completely independent – this means it is unbiased and impartial from the entire market of financial services products.
I live in Stone, and am based in the Staffordshire area. I have over 20 years’ experience of delivering down to earth, jargon-free financial advice and have helped many clients along with the way!
I specialise in retirement planning and I have the necessary pension transfer qualifications. I can ensure you are making the most of your available tax breaks, help you with investing, all with the aim of growing your wealth.
I also specialise in other areas such as Will writing, Lasting Power of Attorney and Trusts – these instructions can be taken to give you the peace of mind that your financial affairs are in order.
In summary, my aim would be to undertake a review of your financial aims and make recommendations to provide a tailored plan going forward. In addition, I provide ongoing advice, which can help you remain on track.
My Initial consultation is without charge, and at a time and place to suit you.
I specialise in the following advice services:
Lifetime Financial Planning
Through the use of sophisticated cash flow modelling techniques and by applying various inflation, interest rate and growth assumption we can plan how to get you where you want to be. The use of cashflow modelling is becoming the cornerstone of effective lifetime planning.
Later Life & Estate Planning
We spend a lifetime building our wealth, so it’s important to find the most effective way to protect your assets, in order for you to pass them on to those you love as efficiently as possible.
Pension & Retirement Planning
When you think about the future, what does your retirement look like to you? An important question which we can help you answer.
Investment & Wealth Management
Creating, growing, and then maintaining wealth is key to successful financial planning and should be part of a longer-term investment strategy.
Wills & Power of Attorney
Making a Will is essential to ensuring that your wealth benefits those whom you choose and is not taken by taxation, unnecessary legal costs and beneficiaries chosen by the law.
Personal Protection
Talking about illness, disability or death is never an easy conversation to have but protecting against the unexpected will help with financial security and ensure your family can cope should the worst happen.
Defined Benefit Transfer Specialist
If you have a Defined Benefit or Final Salary pension scheme, there may be individual circumstances where a pension transfer could be advantageous.
Contact Will Ward, your local adviser
We'll work with you to build a personal financial plan that's designed to help you achieve your individual ambitions.