DipPFS
Independent Financial Adviser
Brentwood
I have over 30 years’ experience of providing Financial Advice to clients and I am a member of the Personal Finance Society (PFS). I am based in Brentwood, Essex and provide my Independent Financial Advice services throughout the South East. This includes Essex, London, Kent, Hertfordshire, Suffolk and Norfolk.
My primary goal is to fully understand my customer’s needs and ensure the advice matches those needs. With my experience and knowledge and as an Independent Adviser, I have the whole of the market available, and this ensures that I am in the best position to advise my clients. My main focuses are Investment Planning, Investment Consolidation, Wealth Management, Pension Planning including At Retirement, Inheritance Tax Planning and Protection. I am also able to provide Will Planning and Lasting Power of Attorneys.
I am committed to providing excellent value and choice for my clients and as no client is the same, the advice will be unique to the client. I avoid the use of jargon and have a down to earth approach to ensure clients are kept at ease during any meetings.
Whilst being a representative of Abacus Associates I am essentially working for my clients. I am passionate about providing ongoing reviews for my clients, as this ensures any advice remains suitable due to any potential changes in their individual circumstances, and any legislative and market changes.
I see most of my clients in the comfort of their own homes. Please do not hesitate to contact me should you wish to make an appointment or discuss any aspect of your financial needs.
I specialise in the following advice services:
Lifetime Financial Planning
Through the use of sophisticated cash flow modelling techniques and by applying various inflation, interest rate and growth assumption we can plan how to get you where you want to be. The use of cashflow modelling is becoming the cornerstone of effective lifetime planning.
Later Life & Estate Planning
We spend a lifetime building our wealth, so it’s important to find the most effective way to protect your assets, in order for you to pass them on to those you love as efficiently as possible.
Pension & Retirement Planning
When you think about the future, what does your retirement look like to you? An important question which we can help you answer.
Investment & Wealth Management
Creating, growing, and then maintaining wealth is key to successful financial planning and should be part of a longer-term investment strategy.
Wills & Power of Attorney
Making a Will is essential to ensuring that your wealth benefits those whom you choose and is not taken by taxation, unnecessary legal costs and beneficiaries chosen by the law.
Personal Protection
Talking about illness, disability or death is never an easy conversation to have but protecting against the unexpected will help with financial security and ensure your family can cope should the worst happen.
Contact Steve Williams, your local adviser
We'll work with you to build a personal financial plan that's designed to help you achieve your individual ambitions.