DipPFS
Independent Financial Adviser
South Wales
Having a financial plan in place is important and can provide peace of mind to you and your family.
With over 20 years of experience as a Financial Planner, it’s safe to say I’ve seen the benefits careful financial planning can bring.
Every client meeting is different. I believe getting to know my clients and treating them as a person and not a number, helps me build lifelong client relationships & friendships.
Whether it’s planning for retirement or protecting the ones we love should life take a turn for the worse, I’m always available to help my clients.
I specialise in retirement planning, investments, wealth planning, protection and tax planning.
I offer an initial consultation at my expense with no obligation, to understand your needs before we agree a way forward.
Please get in contact to discuss how I can help.
I specialise in the following advice services:
Lifetime Financial Planning
Through the use of sophisticated cash flow modelling techniques and by applying various inflation, interest rate and growth assumption we can plan how to get you where you want to be. The use of cashflow modelling is becoming the cornerstone of effective lifetime planning.
Pension & Retirement Planning
When you think about the future, what does your retirement look like to you? An important question which we can help you answer.
Investment & Wealth Management
Creating, growing, and then maintaining wealth is key to successful financial planning and should be part of a longer-term investment strategy.
Wills & Power of Attorney
Making a Will is essential to ensuring that your wealth benefits those whom you choose and is not taken by taxation, unnecessary legal costs and beneficiaries chosen by the law.
Personal Protection
Talking about illness, disability or death is never an easy conversation to have but protecting against the unexpected will help with financial security and ensure your family can cope should the worst happen.
Workplace Pensions
As an employer, you must auto-enrol certain staff into a workplace pension scheme and contribute towards it in order to meet legislative obligations.
Contact Steve Ellis, your local adviser
We'll work with you to build a personal financial plan that's designed to help you achieve your individual ambitions.