DipPFS
Independent Financial Adviser
Stratford-upon-Avon
I am based in Stratford-upon-Avon and provide my dedicated Independent Financial Advice services throughout Warwickshire, Wiltshire, Gloucestershire, Worcestershire, Oxfordshire, Berkshire, Bristol, Hampshire and Dorset. I have over 13 years’ experience as a Financial Adviser and I am a member of the Personal Finance Society.
My goal is to help my clients achieve their financial objectives through comprehensive and unique financial planning to increase or preserve wealth. I specialise in investments, pensions, at retirement options, inheritance tax planning, protection (life cover, critical illness cover, income protection), insurances and commercial advice (workplace pensions, business protection).
I provide a bespoke advice service based on individual needs and aspirations to ensure my clients are confident that their financial plans meet their requirements. I am dedicated to providing a great level of customer service and take the time to explain my advice without the use of jargon, so that my clients understand the solutions we agree. I always put the client at the heart of everything I do and always go the extra mile to help out.
I am extremely passionate about providing ongoing advice and conducting regular reviews of my clients’ circumstances to ensure their financial affairs remain suitable in light of individual circumstances, legislative and market changes. You can rest assured that I will provide you with expert financial advice.
Although I live in Stratford-upon-Avon I regularly travel around Warwickshire, Wiltshire, Gloucestershire, Worcestershire, Berkshire, Bristol, Hampshire and Dorset to provide my Independent Financial Advice services to my clients. Abacus Associates are based in Hereford.
I specialise in the following advice services:
Business Protection Planning
The importance of business protection is often overlooked but is key to helping business owners plan for the unexpected.
Investment & Wealth Management
Creating, growing, and then maintaining wealth is key to successful financial planning and should be part of a longer-term investment strategy.
Later Life & Estate Planning
We spend a lifetime building our wealth, so it’s important to find the most effective way to protect your assets, in order for you to pass them on to those you love as efficiently as possible.
Lifetime Financial Planning
Through the use of sophisticated cash flow modelling techniques and by applying various inflation, interest rate and growth assumption we can plan how to get you where you want to be. The use of cashflow modelling is becoming the cornerstone of effective lifetime planning.
Pension & Retirement Planning
When you think about the future, what does your retirement look like to you? An important question which we can help you answer.
Personal Protection
Talking about illness, disability or death is never an easy conversation to have but protecting against the unexpected will help with financial security and ensure your family can cope should the worst happen.
Wills & Power of Attorney
Making a Will is essential to ensuring that your wealth benefits those whom you choose and is not taken by taxation, unnecessary legal costs and beneficiaries chosen by the law.
Workplace Pensions
As an employer, you must auto-enrol certain staff into a workplace pension scheme and contribute towards it in order to meet legislative obligations.
Contact Sam Donovan, your local adviser
We'll work with you to build a personal financial plan that's designed to help you achieve your individual ambitions.