DipPFS BSc (Hons) Banking & Financial Planning
Independent Financial Adviser
Runcorn
I am a fully independent financial adviser at Abacus Associates based in the North West UK area, with over 34 years’ experience of delivering professional advice to both personal and corporate clients.
My last honours degree in 2015 in Banking and Financial Planning specialised in areas of Investment Strategy, Portfolio construction and Advance Tax Planning working towards Chartered status. These are key areas for investments and pensions in today’s volatile markets and times.
I provide jargon-free financial advice focusing on building and protecting the wealth and financial health of my clients. My independent status means I can offer advice on all aspects of financial planning using products from across the whole market.
My key areas of expertise include investment and wealth management, pension and retirement planning, lifetime and later life planning, estate planning and Inheritance Tax planning, wills, power of attorney and both personal and business protection. I put my clients at the heart of everything I do ensuring that I operate with the highest level of integrity and transparency.
I am passionate about helping my clients understand their options and enjoy demystifying some of the more complex areas that some may find daunting.
In providing a bespoke recommendation and through an excellent ongoing service, I am committed to a successful long-term relationship with my clients, guiding them through the many different lifetime events that most all of us experience, some inevitable, and others unexpected, and helping them achieve their aspirations and goals.
I specialise in the following advice services:
Investment & Wealth Management
Creating, growing, and then maintaining wealth is key to successful financial planning and should be part of a longer-term investment strategy.
Later Life & Estate Planning
We spend a lifetime building our wealth, so it’s important to find the most effective way to protect your assets, in order for you to pass them on to those you love as efficiently as possible.
Lifetime Financial Planning
Through the use of sophisticated cash flow modelling techniques and by applying various inflation, interest rate and growth assumption we can plan how to get you where you want to be. The use of cashflow modelling is becoming the cornerstone of effective lifetime planning.
Pension & Retirement Planning
When you think about the future, what does your retirement look like to you? An important question which we can help you answer.
Personal Protection
Talking about illness, disability or death is never an easy conversation to have but protecting against the unexpected will help with financial security and ensure your family can cope should the worst happen.
Wills & Power of Attorney
Making a Will is essential to ensuring that your wealth benefits those whom you choose and is not taken by taxation, unnecessary legal costs and beneficiaries chosen by the law.
Contact Paul Stanley, your local adviser
We'll work with you to build a personal financial plan that's designed to help you achieve your individual ambitions.