Chartered Financial Planner, APFS
Independent Financial Adviser
Newport
I am a Chartered Financial Planner at Abacus with over a decade of experience in constructing and delivering tailored financial advice to individual, corporate and trustee clients. I provide advice in many areas of financial planning, with a particular interest and specialism in advice for individuals who are approaching or at retirement.
I first help clients to identify both their specific short-term and longer-term financial objectives, and then ensure that they are given the information and advice necessary to understand whether their objectives are achievable. I aim to put my clients in an informed position from which key decisions can be made and add tangible value via clear, impartial, and bespoke recommendations.
I am motivated and driven by the benefit my advice can bring to the lives of both my clients and their families and take great satisfaction from seeing a long-term financial plan come to fruition. I am also committed to building and maintaining lasting relationships with my clients helping them navigate various lifetime events, whether they are planned or unexpected.
I specialise in the following advice services:
Lifetime Financial Planning
Through the use of sophisticated cash flow modelling techniques and by applying various inflation, interest rate and growth assumption we can plan how to get you where you want to be. The use of cashflow modelling is becoming the cornerstone of effective lifetime planning.
Later Life & Estate Planning
We spend a lifetime building our wealth, so it’s important to find the most effective way to protect your assets, in order for you to pass them on to those you love as efficiently as possible.
Pension & Retirement Planning
When you think about the future, what does your retirement look like to you? An important question which we can help you answer.
Investment & Wealth Management
Creating, growing, and then maintaining wealth is key to successful financial planning and should be part of a longer-term investment strategy.
Personal Protection
Talking about illness, disability or death is never an easy conversation to have but protecting against the unexpected will help with financial security and ensure your family can cope should the worst happen.
Workplace Pensions
As an employer, you must auto-enrol certain staff into a workplace pension scheme and contribute towards it in order to meet legislative obligations.
Business Protection Planning
The importance of business protection is often overlooked but is key to helping business owners plan for the unexpected.
Defined Benefit Transfer Specialist
If you have a Defined Benefit or Final Salary pension scheme, there may be individual circumstances where a pension transfer could be advantageous.
Contact Nathan Bater, your local adviser
We'll work with you to build a personal financial plan that's designed to help you achieve your individual ambitions.