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Independent Financial Adviser
Stafford
My practice is based in Stafford, Staffordshire.
I am an unbiased and whole of market Independent Financial Advisers, with over 30 years’ experience within Financial Services.
My aim is to create, manage and protect your wealth– placing my customers aims at the heart of everything I do, for both personal and corporate customers .
Areas I specialise in are:-
Pensions – Personal Pensions, SIPP’s, Drawdown, Defined Benefit pension advice, Workplace Pensions & Auto Enrolment
As a Pension Transfer Specialist (with the requisite qualifications and authorisation) my main area of expertise is retirement planning and I can advise you on what to do with your Pension. This is particularly important with the new freedoms we have with our Pension pots which has seen a massive increase in demand for good quality financial advice.
Investments – ISAs, OEICS, Offshore Bonds
Tax planning – personal, corporate, business, IHT mitigation
Mortgages – residential, commercial
Protection – life cover, critical illness, Relevant Life cover, Keyman, Director Share Purchase
I offer truly Independent Financial Advice for all the above areas – with the emphasis on bespoke solutions, exceptional customer relationships and service.
I specialise in the following advice services:
Business Protection Planning
The importance of business protection is often overlooked but is key to helping business owners plan for the unexpected.
Defined Benefit Transfer Specialist
If you have a Defined Benefit or Final Salary pension scheme, there may be individual circumstances where a pension transfer could be advantageous.
Equity Release
Equity release is a way for homeowners over the age of 55 to release value from their home in the form of cash without having to sell or move.
Investment & Wealth Management
Creating, growing, and then maintaining wealth is key to successful financial planning and should be part of a longer-term investment strategy.
Later Life & Estate Planning
We spend a lifetime building our wealth, so it’s important to find the most effective way to protect your assets, in order for you to pass them on to those you love as efficiently as possible.
Lifetime Financial Planning
Through the use of sophisticated cash flow modelling techniques and by applying various inflation, interest rate and growth assumption we can plan how to get you where you want to be. The use of cashflow modelling is becoming the cornerstone of effective lifetime planning.
Mortgage Planning
Securing the right mortgage can make the difference between a property that becomes a happy and secure family home and one that ends up as a financial burden.
Pension & Retirement Planning
When you think about the future, what does your retirement look like to you? An important question which we can help you answer.
Personal Protection
Talking about illness, disability or death is never an easy conversation to have but protecting against the unexpected will help with financial security and ensure your family can cope should the worst happen.
Wills & Power of Attorney
Making a Will is essential to ensuring that your wealth benefits those whom you choose and is not taken by taxation, unnecessary legal costs and beneficiaries chosen by the law.
Workplace Pensions
As an employer, you must auto-enrol certain staff into a workplace pension scheme and contribute towards it in order to meet legislative obligations.
Contact Martin Field, your local adviser
We'll work with you to build a personal financial plan that's designed to help you achieve your individual ambitions.