Adv CeMAP DipPFS
Independent Financial Adviser
Hereford
Living in Hereford, I have been in Financial Services for 33 years and have experience of delivering sound professional advice to my clients.
I specialise in helping my clients feel comfortable with their financial decision making process by assisting them to build a simple plan that can be adjusted over time to meet their changing needs.
Keeping things simple is very important so we all understand where we are and where we want to get to. Happy to help so please give me a call to arrange an initial chat.
I specialise in the following advice services:
Lifetime Financial Planning
Through the use of sophisticated cash flow modelling techniques and by applying various inflation, interest rate and growth assumption we can plan how to get you where you want to be. The use of cashflow modelling is becoming the cornerstone of effective lifetime planning.
Pension & Retirement Planning
When you think about the future, what does your retirement look like to you? An important question which we can help you answer.
Investment & Wealth Management
Creating, growing, and then maintaining wealth is key to successful financial planning and should be part of a longer-term investment strategy.
Wills & Power of Attorney
Making a Will is essential to ensuring that your wealth benefits those whom you choose and is not taken by taxation, unnecessary legal costs and beneficiaries chosen by the law.
Contact Malcolm Harper, your local adviser
We'll work with you to build a personal financial plan that's designed to help you achieve your individual ambitions.