DipPFS
Independent Financial Adviser
Wolverhampton
I joined the financial services industry in 1988 in an administrative role with Eagle Star, my career progression includes roles as a paraplanner for an IFA, an IFA broker consultant for Aegon and I went on to become an IFA myself back in 2002. I broadened my experience by working in the off-shore market for a year in the Middle East and Europe. I joined Aviva on my return to the UK, where I started looking after many of the clients that I still look after to this day.
I joined Abacus as an IFA back in 2013 as we shared the same values of honesty and integrity. This allowed me to expand the number of clients that I look after, whilst providing a level of service that I expect my clients to benefit from. Should you wish to benefit from honest, straight-talking advice, then please get in touch.
I specialise in the following advice services:
Business Protection Planning
The importance of business protection is often overlooked but is key to helping business owners plan for the unexpected.
Investment & Wealth Management
Creating, growing, and then maintaining wealth is key to successful financial planning and should be part of a longer-term investment strategy.
Later Life & Estate Planning
We spend a lifetime building our wealth, so it’s important to find the most effective way to protect your assets, in order for you to pass them on to those you love as efficiently as possible.
Lifetime Financial Planning
Through the use of sophisticated cash flow modelling techniques and by applying various inflation, interest rate and growth assumption we can plan how to get you where you want to be. The use of cashflow modelling is becoming the cornerstone of effective lifetime planning.
Pension & Retirement Planning
When you think about the future, what does your retirement look like to you? An important question which we can help you answer.
Personal Protection
Talking about illness, disability or death is never an easy conversation to have but protecting against the unexpected will help with financial security and ensure your family can cope should the worst happen.
Wills & Power of Attorney
Making a Will is essential to ensuring that your wealth benefits those whom you choose and is not taken by taxation, unnecessary legal costs and beneficiaries chosen by the law.
Workplace Pensions
As an employer, you must auto-enrol certain staff into a workplace pension scheme and contribute towards it in order to meet legislative obligations.
Contact Jonathan Lowe, your local adviser
We'll work with you to build a personal financial plan that's designed to help you achieve your individual ambitions.