BA (Hons) DipPFS
Independent Financial Adviser
Cardiff
With over 16 years of experience as a Financial Adviser, I understand the value of long-term relationships between advisors and clients and I try to provide this with everyone that I work with.
My clients benefit from the wide choice of products and providers I offer, as well as a high level of trust; an essential for a successful advisor/client relationship.
I like to fully understand my client’s goals and aspirations to ensure the advice I offer is a perfect fit, and I am passionate about making these dreams a reality. With my guidance surrounding financial decisions, I am lucky enough to be involved at all the significant landmark of a client’s life, and to help guide towards the right choices for them.
I am passionate about delivering a first class, long-term relationship with my clients and have extensive experience of over 16 years as a Financial Advisor, as well as being a long-standing member of the Personal Finance Society. I enjoy and am incredibly grateful for the custom of many long-standing clients who trust my judgement and have kindly remained with me over the years.
I am driven by helping clients get the right level of advice, at a cost that is affordable to them, in a concise and clear manner.
I have lived in Cardiff since arriving here in my late teens as a student. I now live in the city with my wife and two children.
I specialise in the following advice services:
Investment & Wealth Management
Creating, growing, and then maintaining wealth is key to successful financial planning and should be part of a longer-term investment strategy.
Later Life & Estate Planning
We spend a lifetime building our wealth, so it’s important to find the most effective way to protect your assets, in order for you to pass them on to those you love as efficiently as possible.
Lifetime Financial Planning
Through the use of sophisticated cash flow modelling techniques and by applying various inflation, interest rate and growth assumption we can plan how to get you where you want to be. The use of cashflow modelling is becoming the cornerstone of effective lifetime planning.
Pension & Retirement Planning
When you think about the future, what does your retirement look like to you? An important question which we can help you answer.
Personal Protection
Talking about illness, disability or death is never an easy conversation to have but protecting against the unexpected will help with financial security and ensure your family can cope should the worst happen.
Wills & Power of Attorney
Making a Will is essential to ensuring that your wealth benefits those whom you choose and is not taken by taxation, unnecessary legal costs and beneficiaries chosen by the law.
Contact James Gill, your local adviser
We'll work with you to build a personal financial plan that's designed to help you achieve your individual ambitions.