CeMAP CeRER
Independent Financial Adviser
Abertillery
I offer Independent Mortgage Advice in Abertillery South Wales which enables my clients to get the best deal available to them, based on their individual circumstances. I have over 10 years experience in the mortgage & protection industry.
There is nothing more rewarding than telling my first time buyer clients that they are able to get a mortgage and to show them how affordable it is for them and likewise, showing my remortgage clients the savings they will make by switching products on their current mortgage.
Equally as important as mortgage sourcing, is ensuring my clients have adequate protection for their specific financial and personal situation. I will always take the time out with my clients to chat through their concerns and needs in this area and tailor my advice accordingly. This includes protecting clients mortgage debt against death or a critical illness to buildings and contents, income protection and family income benefit. With access to the whole of the market I am able to provide competitive premium rates and different levels of underwriting to suit lots of different situations.
I also provide a Will writing service, so when all of the protection details are finalised and in place we can help to ensure clients wishes are recorded to give the ultimate peace of mine.
Even though I am based In Abertillery, I cover a large area including all of the Welsh Valleys down to Cardiff, Abergavenny, Merthyr Tydfil, Cwmbran, Blackwood, Bargoed, Tredegar, Pontypool, Newbridge and Brynmawr.
I specialise in the following advice services:
Business Protection Planning
The importance of business protection is often overlooked but is key to helping business owners plan for the unexpected.
Equity Release
Equity release is a way for homeowners over the age of 55 to release value from their home in the form of cash without having to sell or move.
Mortgage Planning
Securing the right mortgage can make the difference between a property that becomes a happy and secure family home and one that ends up as a financial burden.
Personal Protection
Talking about illness, disability or death is never an easy conversation to have but protecting against the unexpected will help with financial security and ensure your family can cope should the worst happen.
Wills & Power of Attorney
Making a Will is essential to ensuring that your wealth benefits those whom you choose and is not taken by taxation, unnecessary legal costs and beneficiaries chosen by the law.
Contact Ginette King, your local adviser
We'll work with you to build a personal financial plan that's designed to help you achieve your individual ambitions.