Chartered MCSI
Independent Financial Adviser
Manchester
I’m an Independent Financial Planner based in Manchester. I have 14 years of experience in the financial services industry across investments, wealth management and retirement planning. I specialise in breaking down complex financial matters into clear, actionable advice, tailored to each client’s individual goals and circumstances.
I understand how overwhelming financial decisions can feel, and my goal is to simplify the process for you. Whether you’re planning for retirement, building investments, or securing your family’s future, I’m here to provide clear, practical advice tailored to your unique situation. With a focus on your goals and aspirations, I help you make informed choices that align with what’s most important to you.
Together, we’ll create a plan that brings you peace of mind and allows you to feel excited about what the future holds.
I specialise in the following advice services:
Lifetime Financial Planning
Through the use of sophisticated cash flow modelling techniques and by applying various inflation, interest rate and growth assumption we can plan how to get you where you want to be. The use of cashflow modelling is becoming the cornerstone of effective lifetime planning.
Later Life & Estate Planning
We spend a lifetime building our wealth, so it’s important to find the most effective way to protect your assets, in order for you to pass them on to those you love as efficiently as possible.
Pension & Retirement Planning
When you think about the future, what does your retirement look like to you? An important question which we can help you answer.
Investment & Wealth Management
Creating, growing, and then maintaining wealth is key to successful financial planning and should be part of a longer-term investment strategy.
Wills & Power of Attorney
Making a Will is essential to ensuring that your wealth benefits those whom you choose and is not taken by taxation, unnecessary legal costs and beneficiaries chosen by the law.
Personal Protection
Talking about illness, disability or death is never an easy conversation to have but protecting against the unexpected will help with financial security and ensure your family can cope should the worst happen.
Workplace Pensions
As an employer, you must auto-enrol certain staff into a workplace pension scheme and contribute towards it in order to meet legislative obligations.
Business Protection Planning
The importance of business protection is often overlooked but is key to helping business owners plan for the unexpected.
Contact Charlene Love, your local adviser
We'll work with you to build a personal financial plan that's designed to help you achieve your individual ambitions.