DipPFS, Cert CII (MP & ER)
Independent Financial Adviser
Barnstaple
I am an Independent Financial Adviser at Tavistock Partners working with Duchy IFA from my office in Barnstaple. Having been a Financial Adviser since the year 2000, I have built a successful practice on providing financial advice and helping people plan for their financial futures.
The most enjoyable parts of my role are demystifying the ‘Financial stuff’ by providing clear, jargon-free and easy to understand fully independent advice, developing long term relationships with my clients and helping them with their often-changing financial needs.
More importantly I also offer a fully comprehensive ongoing review service, which ensures you are not forgotten once you walk out of the door but instead makes certain your financial plans remain on track to meet your objectives.
I am proud to have been awarded ‘Top Adviser’ rating each year since 2014 by the vouchedfor reviews website and have a rating of 4.8 out of 5.0, based on reviews left by my clients.
I specialise in the following advice services:
Business Protection Planning
The importance of business protection is often overlooked but is key to helping business owners plan for the unexpected.
Equity Release
Equity release is a way for homeowners over the age of 55 to release value from their home in the form of cash without having to sell or move.
Investment & Wealth Management
Creating, growing, and then maintaining wealth is key to successful financial planning and should be part of a longer-term investment strategy.
Later Life & Estate Planning
We spend a lifetime building our wealth, so it’s important to find the most effective way to protect your assets, in order for you to pass them on to those you love as efficiently as possible.
Lifetime Financial Planning
Through the use of sophisticated cash flow modelling techniques and by applying various inflation, interest rate and growth assumption we can plan how to get you where you want to be. The use of cashflow modelling is becoming the cornerstone of effective lifetime planning.
Mortgage Planning
Securing the right mortgage can make the difference between a property that becomes a happy and secure family home and one that ends up as a financial burden.
Pension & Retirement Planning
When you think about the future, what does your retirement look like to you? An important question which we can help you answer.
Personal Protection
Talking about illness, disability or death is never an easy conversation to have but protecting against the unexpected will help with financial security and ensure your family can cope should the worst happen.
Workplace Pensions
As an employer, you must auto-enrol certain staff into a workplace pension scheme and contribute towards it in order to meet legislative obligations.
Contact Andy Pearce, your local adviser
We'll work with you to build a personal financial plan that's designed to help you achieve your individual ambitions.